IVA - Individual Voluntary Arrangement

Facts about IVAs:

	Write off up to 70% of your debt
	Prevent or stop legal action - including bankruptcy
	Only pay what you can afford
	Government legislation that helps you clear debts in 60 months
	One lower affordable monthly payment
	Get interest frozen on your debts

Debt Advice You Can Trust have a team of dedicated friendly experts ready to take your call. We will discuss with you, in strict confidence, your situation and offer the best advice to suit your needs. An IVA could be your best solution if you have a substantial amount of unsecured debt (usually over £15,000).

In setting up an IVA you agree with your creditors to pay only what you can afford. There's no uncertainty, so the figure you agree is the figure you pay and for how long. Whilst the IVA is in place we handle all the contact with your creditors allowing you to get on with your life.

Benefits of an IVA

	When the IVA is finished any unpaid debt is written off
	Interest and charges are frozen by your creditors
	You know what you have to pay each month and for how long
	Protection from any further action by creditors or debt collectors
	No public notices

For more information click here to read Frequently Asked Questions about IVAs

Call now to discuss an IVA on Freephone
0800 652 8086

Estimated Debt Level

Help Point: Don't include secured loans,
mortgage or hire purchase

How many companys
do you owe? *

* Creditors should be 2 or more

What's your monthly disposable income?

Help Point: What do you have left after
you pay essentials?

Are you a homeowner?

First Name:

Last Name:

Address:

Post Code:

Home Phone:

Mobile Phone:

Email Address:

Are your Debts in
Joint Name?

Type of Income:

Is your Partner Aware
of Debts?

Are you Currently with Debt Management Company:

Subject to eligibility and acceptance, debt write-off applies on completion of an Individual Voluntary Agreement, alternative solutions may be offered. Fees payable. Your ability to obtain credit will be affected.